Your Trusted Lending Team—Helping You Secure the Right Mortgage With Confidence.
Whether you’re buying your first home, upgrading, or refinancing, the mortgage process can feel overwhelming. That’s why The Hocum Team Lending is here to guide you every step of the way. With a combined decade of experience, we help you explore your best financing options so you can move forward with clarity and peace of mind.
Fort Collins Mortgage Services
Financing Your Home Shouldn’t Feel Like a Mystery.
- What loan options do I qualify for?
- How much home can I actually afford?
- Will I get the best interest rate possible?
- What’s the difference between conventional, FHA, or VA loans?
Let’s make the mortgage process simple.
How We Work Together
One Lending Team, Twice the Support.
What You Get:
- A personalized mortgage strategy that fits your financial goals
- Clear explanations of loan options, interest rates, and down payments
- Step-by-step support from pre-approval to closing
- Access to a variety of loan programs to fit your needs
- A lending team that values honesty, kindness, and hard work
Perfect for you if:
✔ You want a lending team that educates and supports you—not just processes paperwork.
✔ You’re looking for mortgage experts who answer your questions honestly and help you feel confident.
✔ You want the best loan terms possible without the stress of figuring it out alone.
"If you're looking for a mortgage broker who has your best interest at heart, look no further!"
"Jennifer is highly knowledgeable, easily accessible, and extremely dedicated. Her honest and straightforward approach made her a pleasure to work with! I would highly recommend her!"
STacy H
"Jennifer was thorough and knowledgeable, a valuable resource as I navigated refinancing my home post-divorce."
"The process of refinancing after my divorce felt overwhelming, but Jennifer was fantastic. She explained different loan options patiently and plainly for someone with no financial background to understand. She was flexible, available, and responsive. Not to mention the fantastic deal she got me—by knowing the law better than other lenders—with an expedited closing."
-Amy s
Finding the Right Mortgage for Your Needs.
✔ Conventional Loans – Great for buyers with strong credit who want competitive rates.
✔ FHA Loans – Ideal for first-time homebuyers or those with lower down payments.
✔ VA Loans – Exclusive to military members and veterans, offering great benefits.
✔ USDA Loans – For buyers looking to purchase in rural areas with low-to-no down payment.
✔ Jumbo Loans – For high-value properties requiring larger loan amounts.
✔ Down Payment Assistance Programs – Helping qualified buyers secure a home with less upfront cost.
Not sure which loan is right for you? We’ll walk you through your options so you can make the best choice for your future.
Powered by:
A Simple Process With Expert Support.
Consultation & Pre-Approval: We’ll meet to discuss your home goals, credit, and budget. From there, we’ll guide you through the pre-approval process so you know exactly what you qualify for.
Find the Best Loan Option: We’ll explore different loan programs, interest rates, and financing strategies to match your needs.
Smooth Processing & Closing: From application to closing, you’ll have support at every step. We handle the details so you can focus on finding your dream home.
Meet Your Lending Team—Jennifer & Kris
Securing a mortgage is one of the most important steps in the home buying journey, and you deserve a lending team that prioritizes clarity, honesty, and your long-term financial success.
Kris and I have been helping clients secure home loans together since 2018. With over a decade of experience, Kris learned the lending business from his father and later mentored me as I expanded my expertise from real estate into mortgage lending. We work as a team to ensure our clients feel supported at every stage—starting with me helping you explore your options and then seamlessly transitioning to Kris as your loan moves through the approval process.
With access to a variety of loan programs—including Conventional, FHA, VA, USDA, Jumbo, and Down Payment Assistance options—we help you find the right financing solution that fits your goals. Whether you're ready to buy now or just planning for the future, we’re here to be your trusted mortgage resource.
I can't wait to talk with you! Choose the time that works best for you and let's get it on the calendar!